0% Interest Free Credit

Our Interest-free credit option has a 10% deposit and 0% APR.


We know buying new flooring for your home can be an investment, so we’re here to make everything go as smoothly as possible. 


Now, there’s no need to wait until you’ve saved up before you buy a new carpet or flooring – get your dream flooring today with up to 10 months of interest-free credit, 0% APR with only a 10% deposit! At Avana Flooring, we’re delighted to offer you a range of interest-free payment options on all purchases of £750 or more (excluding fitting costs). Moreover, it’s so quick to sort out that, on average, a decision is made within a minute or 2.

How does interest-free credit work?

Once we’ve got approval, we’ll set up a direct debit with your bank for ten monthly interest-free instalments (provided you’ve reached the minimum spend required). These monthly payments don’t include the cost of fitting your flooring as third parties carry this out, so you’ll need to pay this cost when your flooring is fitted. Take a look at the table below to see an example of what your monthly payments might be.

How much will it cost me?

Representative Example

Cash Price £1500

Deposit £150

Number of payments 10

Monthly payment of £135

0% APR representative Interest rate 0% fixed

Who is eligible for interest-free credit?

To take advantage of our interest-free credit payment option, you must tick the following three boxes:

  • Minimum age of 18 years
  • UK Resident of more than three years
  • Have a personal bank account from which a Direct Debit can be taken


You must also be either:

  • Permanently employed, working a minimum of 16 hours per week
  • Self-employed
  • Retired
  • On disability allowance
  • A registered carer
  • Unemployed and a ‘house person (with the consent of a co-habiting working partner)

Terms and conditions apply. The offer excludes the cost of fitting the floor. £750 minimum credit value. A 10% deposit is required.


Subject to status and affordability. Terms and conditions apply. Avana Flooring Ltd, Firm Ref No 10397300. Registered Office: 33 Duke Street, Trowbridge, Wiltshire, BA14 8EA. Registered No: 12881950. trading as Avana Flooring is a credit broker to introduce credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. They are authorised and Regulated by the Financial Conduct Authority.